Your Information. Our Responsibility
Effective Date: 14 October 2023
We, Advisory Allianz (hereinafter referred to as "Advisory," "we," "us," or "our"), value your trust and respect your privacy.
This Privacy Policy explains how we collect, use, store, and disclose your personal information when you use our platform, including our website, mobile website, desktop/web plugins, and mobile applications (collectively referred to as the "Website").
By registering on or using the Website, you consent to the collection, use, and disclosure of your personal information in accordance with this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use or access the Website.
Note: We may update this Privacy Policy from time to time without prior notice. Please review it periodically to stay informed of any changes.
This Privacy Policy applies to:
All forms of information, whether physical or digital, collected or stored electronically or in hard copy.
Data handled by Advisory both on its own behalf and on behalf of its customers and users.
Individuals who provide information about another person, provided they have obtained that person's consent for the specified purpose.
The Website is not intended for individuals under 18 years of age.
By registering or using the Website, you acknowledge that you have read, understood, and accepted this Privacy Policy, which forms part of our Terms and Conditions.
When you use our Website, we collect and store personal information that you voluntarily provide. This enables us to:
Provide our services.
Customize your experience.
Improve security.
Enhance Website functionality.
Meet legal and regulatory requirements.
Where possible, we identify which information is mandatory and which is optional. If mandatory information is not provided, we may be unable to offer certain products or services.
We may collect:
Name
Date of birth
Residential status
Postal address
Email address
Mobile number
PAN details
Information required to determine your eligibility for our services
Information necessary to process your applications
Information required by banks, NBFCs, or applicable Indian laws
Additional information required for mobile app functionality, including:
SMS access for automatic OTP verification
Camera access
Gallery access
Contacts access
Other permissions necessary for specific app features
Our Website may use cookies and similar technologies to:
Analyze website traffic.
Measure promotional effectiveness.
Improve user experience.
Provide personalized content.
Cookies are small files stored on your device. Most are session cookies and are automatically deleted when your browsing session ends.
You may disable cookies through your browser settings; however, doing so may affect certain Website features.
We do not sell your personal information. We may disclose your information only as described below:
We may disclose your information if required by law or when we believe such disclosure is necessary to:
Comply with legal obligations.
Respond to court orders or subpoenas.
Protect our legal rights.
We may disclose information to:
Law enforcement authorities
Regulatory bodies
Third-party rights holders
where reasonably necessary to:
Enforce our Terms and Conditions or this Privacy Policy.
Prevent fraud or illegal activities.
Protect the rights, property, or safety of our users or the public.
We may share your information with trusted third-party service providers who assist us in:
Cloud hosting
Customer support
Website analytics
Crash reporting
Account administration
These service providers are bound by confidentiality obligations and may use your information only for the services they provide on our behalf.
To request the current list of third-party service providers, please contact us at:
Email: hello@advisoryallianz.com
We retain your personal information:
As long as your account remains active.
As required to provide our services.
To comply with legal obligations.
To resolve disputes.
For legitimate business purposes.
If you cancel, deactivate, or unsubscribe your account, we may retain your information for up to 12 months in accordance with our business practices.
We implement reasonable security measures to safeguard your personal information.
However, you acknowledge that internet communications are not completely secure, and there are inherent risks, including unauthorized access or interception.
You understand and agree that:
You are responsible for maintaining the security of your devices.
Advisory shall not be liable for unauthorized access arising from factors beyond our reasonable control.
Certain communications may not always be encrypted.
Our Website may contain links to third-party websites or services.
These websites operate independently and have their own privacy policies. Advisory does not:
Control these websites.
Guarantee the accuracy of their content.
Endorse their services.
Accept responsibility for their privacy practices.
We encourage you to review the privacy policy of every third-party website before sharing your personal information.
You acknowledge and agree that:
All applications and supporting documents submitted to Advisory become the property of Advisory.
Advisory is under no obligation to return submitted documents.
Unauthorized access to the Website constitutes a violation of applicable laws and these Terms.
You will access the Website only through the official interfaces provided by Advisory.
You further acknowledge that this Privacy Policy:
Clearly explains our information practices.
Describes the types of personal information collected.
Explains the purposes for collecting and using information.
Describes how information may be disclosed.
Outlines our reasonable security practices and procedures.
If you have any questions regarding this Privacy Policy, please contact us:
Advisory Allianz
Email: hello@advisoryallianz.com
Phone: +91 94440 42599
